Cheque Bounce Legal Notice
Enforce your right to payment. Our AI drafts a legally compliant Section 138 demand notice — customised to your cheque details — in under 5 minutes.
How it works
Your details
Name, address & email
Cheque info
Number, amount, bank & bounce reason
Drawer info
Who issued the cheque & why
Pay ₹299
Notice PDF sent to your email instantly
Important: Under Section 138 NI Act, you must send this notice within 30 days of receiving the bank's dishonour memo. The drawer has 15 days from receiving the notice to make payment. Failure to pay after notice enables criminal prosecution (up to 2 years imprisonment and/or fine up to twice the cheque amount).
Your Details (Payee)
You are the payee — the person who received the cheque. Your details will appear as the notice sender.
The PDF notice will be sent here.
Frequently Asked Questions
What is Section 138 of the NI Act?▼
Section 138 of the Negotiable Instruments Act, 1881 makes cheque dishonour (due to insufficient funds, payment stopped, etc.) a criminal offence. The payee must send a written demand notice within 30 days of receiving the bank's dishonour memo.
What is the 30-day notice deadline?▼
You must send the demand notice within 30 days of receiving the bank's dishonour / return memo. Missing this deadline can bar you from filing a criminal complaint under Section 138.
What happens if the drawer doesn't pay within 15 days?▼
If the drawer does not pay within 15 days of receiving your demand notice, you may file a criminal complaint before the Magistrate's court. Conviction can result in imprisonment up to 2 years and/or a fine up to twice the cheque amount.
Will I receive the notice as a PDF?▼
Yes. After payment, our AI generates your personalised Section 138 demand notice and emails it to you as a PDF attachment within a minute. Print it, sign it, and send via Registered AD Post.
How should I send the notice to the drawer?▼
Send via Registered Post with Acknowledgement Due (AD) or Speed Post. Keep the postal receipt and the AD card — you will need these as proof of service if you file a criminal complaint.
Is this a substitute for a lawyer?▼
This tool generates an AI-drafted demand notice based on your inputs. For complex matters, cross-claims, or corporate drawers, we recommend consulting a licensed advocate before sending.